State Infrastructure Bank (SIB) application process
State Infrastructure Bank (SIB) - Transportation Loan Program
Status: We are currently accepting applications.
The SIB loan process typically takes between four to six months.
Additional application documents can be found on the SIB education and sample documents page.
First-come, first-served application
A SIB loan application under $10 million for work necessary for a TxDOT project is exempt from the program call, and each application will be reviewed on a first-come, first-served basis.
One Commission approval will be required after final loan terms are negotiated.
Program call application
A SIB loan application for a non-TxDOT project or SIB loan over $10 million will be prioritized against other applications in a Program Call, if funds in the program are limited. Two Commission approvals may be required:
- Prioritization and preliminary approval of complete applications
- Final approval of loan terms after negotiations are completed
For a list of prioritization considerations, please see §6.32(c)(1) of the SIB Rules.
Program call
- Status: Open
- Application deadline: Last Monday of every month. Applications can be submitted at any time prior.
- Available funds: $50 million
| Limitations on available SIB funds | Current limit |
| Per project | $58 million |
| Per borrower | $116 million |
| Total of all loans paid with project revenues | $289 million |
| FY 2026 deck project allocation | $22 million per borrower |
| FY 2026 total for all deck project loans in a TxDOT District | $33 million per TxDOT District |